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It's a risk. It always has been. It has never been sold as a guarantee.
It even literally says it may not change further;
There already is a policy and a safeguard. You get the game you paid for at the time and any updates that occured between when you bought it and when the game was abandoned. Hence why your repeatedly told your buying the game in its present state and if your concerned about it not finishing to not buy it.
I'd suggest you go into your settings and turn off your ability to see EA titles to avoid future issues on your part.
Are you willing to give back all your income?
The safeguard is the disclaimer — Early Access probably isn’t for you. Stick with stuff long out of development.
The problem you offer isn’t even restricted to EA in the first place, and that larger pool doesn’t even have a warning label!
you do know that at some point, steam has to send the money to the game developer for all the games that sold during a period? Steam doesnt keep the money till release, it sends the money to the appropriate party on a regular basis. so any refund after that is 100% coming out of steams pocket, doesnt sound like a way to discourage a game developer from doing a cut and run.
Only buy Early Access games if you can accept that development stops the very next day. That is a very possible outcome and it's communicated beforehand through the blue box on the store page. If you cannot accept that outcome, don't buy the Early Access game. Also, don't buy it based on promises, but on actual content in the game at that time. Wishlist it and wait until it reaches the point where you'll be happy with it.
You buy an unfinished product, you aren't guaranteed a finished one.
@OP I see several Early Access games on your wishlist. I suggest you learn from your experience and wait until they are out of EA. I'm assuming that's what you are doing but just to be sure.
I mean, there are great games that are as polished and successful as they are because of EA.
Deep Rock, Baulder's Gate 3, and Dead Cells to name a few.
Which shaft have you been getting?
Its always a risk, and one of the reasons EA games are usually cheaper in EA. I'd never pay full price for a EA game, but i've gotten a few and saved over 50% on the retail price, and got to provide feedback and be part of the development.
Just have to actually understand what you are buying.
I still refuse to pay full price for an EA Baldurs Gate 3, dead cells is great and no regrets buying that one. Same with 7 days to die.