Buying a game over a period of time

[._e_n_g_i_n_e_e_r_.]

What I had in mind is installment payments.
To make it possible somehow,
i.e. paying for a game over few months before it's release date so anyone can afford new titles.
I mean anyone could do it by funding their wallet.
But is there a way of getting a game and paying for it afterwards, with some extra steps to make it fraud safe.

[The Presence]

İlk olarak ._e_n_g_i_n_e_e_r_. tarafından gönderildi:

Noo I don't want to save up for games, games are not important, that's the point of all this, but if I like one I want to be able to afford it right now, because lots of people usually streamers can afford the newest titles and do i want to just watch other people doing something i really want, again not, i want to be able to play the game as well.
Maybe I'll play it few hours and delete maybe it will be my favorite so far, but i'm paying for it anyways. In the mean time another might come out that appears that i like but not this time until the last one is fully paid.. I'm kind of student and games are not my priority but i want to feel the hype once a while when a new game comes out without spending my sweaty savings on it.. I hope you understand. I want the game as fresh as it comes out when i see it.
When I get a job i probably wouldn't need such kind of service but again why not.
It is tricky to make that simplest way possible.

If games are not a priority for you then why make this thread? You should focus on getting a job, instead of wanting loans to get games when they release just because you want to have them but cannot afford it right away.

[Crazy Tiger]

If games aren't important, there is no reason to want them now anyway.

If you want the games to be "fresh", you save up. Stores don't have to cover for your unwillingness to save up.

[._e_n_g_i_n_e_e_r_.]

İlk olarak The Presence tarafından gönderildi:

If games are not a priority for you then why make this thread? You should focus on getting a job, instead of wanting loans to get games when they release just because you want to have them but cannot afford it right away.

Don't get me wrong, i do like games, but I'm not a streamer, it's their job and that's okay,
But I'm like a customer, and collecting games that appeal to me even if being overpriced

[BJWyler]

İlk olarak ._e_n_g_i_n_e_e_r_. tarafından gönderildi:

On the other hand if I have some savings in my wallet and I can afford the game, that's great, I just simply buy it.

Then start saving now, pal. The one altruism in life is that you can't always get what you want.

Hype is overrated, and in just about every single case, you are better off not getting and playing a game right away. You'll get a better experience by waiting for bug patches and fixes.

Regardless, the gaming industry isn't here to provide you games on a rental business, or to rack up a pile of IOUs because you can't afford to buy them. Either get a part time job, or save your money and wait.

[Start_Running]

İlk olarak Crazy Tiger tarafından gönderildi:

If games aren't important, there is no reason to want them now anyway.

If you want the games to be "fresh", you save up. Stores don't have to cover for your unwillingness to save up.

So far as I know. STores don't even do laywaway for things that small. . And then there's the whole question of what happens when you default

I suppose one way to make it work is to have it so that you cannot purchase , or activate any games on steam until you've cleared that amount You will also not have the use of the market YIOu may have no more than one game at a time this way and publishers are free to opt out of the scheme.

[Tito Shivan]

İlk olarak ._e_n_g_i_n_e_e_r_. tarafından gönderildi:

Noo I don't want to save up for games, games are not important, that's the point of all this, but if I like one I want to be able to afford it right now.

You cant have the latter without the former.

[Start_Running]

İlk olarak Tito Shivan tarafından gönderildi:

İlk olarak ._e_n_g_i_n_e_e_r_. tarafından gönderildi:

Noo I don't want to save up for games, games are not important, that's the point of all this, but if I like one I want to be able to afford it right now.

You cant have the latter without the former.

Kinda weird . I mean . Is it really thaty hard to wait a couiple months affter release. I mean especially when you consider the launch state of many AAA games over the last 5 or so years...

[Ducks on Fire]

Well Steam isn't going to implement a pay later scheme just to appease a few people who thing they deserve everything they want when they want. And it makes no sense to say that you can't save up money to have before you make a purchase, but you can make payments after. It's the same amount of money.

Just save up now for the first game and buy it. Then pretend you are making payments on it to a savings account and then use that for the next one. Problem solved. It's literally the same amount of money spent overall. You are still paying in installments. And you get to buy all the games (except that first one) at release.\

And you still have to explain this:

İlk olarak ._e_n_g_i_n_e_e_r_. tarafından gönderildi:

What I had in mind is installment payments.
To make it possible somehow,
i.e. paying for a game over few months before it's release date so anyone can afford new titles.

You want to buy a game before you can play it and make payments on it so that when it is out you can play it right away. You can literally do that buy just putting the payments you'd be making into a savings account or something and then buy it when it comes out.

[Supafly]

İlk olarak Start_Running tarafından gönderildi:

İlk olarak Tito Shivan tarafından gönderildi:

You cant have the latter without the former.

Kinda weird . I mean . Is it really thaty hard to wait a couiple months affter release. I mean especially when you consider the launch state of many AAA games over the last 5 or so years...

Bugs at launch are the main reason I wait before buying games nowadays. Been disappointed so many times and having to wait for patches to fix some of the worst bugs is so annoying. Rather have some patience and get the games after being fixed and with the bonus of a cheaper price

Just got FF7 Remake Intergrade and it's been out for some time on PC. Read about performance issues when it came to Steam and waited till today to actually get it, discounted, but only after checking on the forums that it would run well. So annoying having decent hardware and having stutters and major fps drops...

[Start_Running]

İlk olarak Ducks on Fire tarafından gönderildi:

Well Steam isn't going to implement a pay later scheme just to appease a few people who thing they deserve everything they want when they want. And it makes no sense to say that you can't save up money to have before you make a purchase, but you can make payments after. It's the same amount of money.

If you need a part time payment thing for a video game, you're the sort of person no realtor will trust to pay them back.. You're basically doing the 'I'll gladly pay you tueday for a hamburger today' thing.

İlk olarak Supafly tarafından gönderildi:

İlk olarak Start_Running tarafından gönderildi:

Kinda weird . I mean . Is it really thaty hard to wait a couiple months affter release. I mean especially when you consider the launch state of many AAA games over the last 5 or so years...

Bugs at launch are the main reason I wait before buying games nowadays. Been disappointed so many times and having to wait for patches to fix some of the worst bugs is so annoying. Rather have some patience and get the games after being fixed and with the bonus of a cheaper price

And having more reviews to go on and a better idea of the game's staying power, especially if it's multiplayer.

[Tito Shivan]

İlk olarak Start_Running tarafından gönderildi:

Kinda weird . I mean . Is it really thaty hard to wait a couiple months affter release.

Not like games feed the need to play it now. And waiting for a couple months in many games means to have everyone else too ahead of you when you start playing.

[Start_Running]

İlk olarak Tito Shivan tarafından gönderildi:

İlk olarak Start_Running tarafından gönderildi:

Kinda weird . I mean . Is it really thaty hard to wait a couiple months affter release.

Not like games feed the need to play it now. And waiting for a couple months in many games means to have everyone else too ahead of you when you start playing.

and that's a bad thing?

[._e_n_g_i_n_e_e_r_.]

İlk olarak Ducks on Fire tarafından gönderildi:

Well Steam isn't going to implement a pay later scheme just to appease a few people who thing they deserve everything they want when they want. And it makes no sense to say that you can't save up money to have before you make a purchase, but you can make payments after. It's the same amount of money.

Just save up now for the first game and buy it. Then pretend you are making payments on it to a savings account and then use that for the next one. Problem solved. It's literally the same amount of money spent overall. You are still paying in installments. And you get to buy all the games (except that first one) at release.\

And you still have to explain this:

İlk olarak ._e_n_g_i_n_e_e_r_. tarafından gönderildi:

What I had in mind is installment payments.
To make it possible somehow,
i.e. paying for a game over few months before it's release date so anyone can afford new titles.

You want to buy a game before you can play it and make payments on it so that when it is out you can play it right away. You can literally do that buy just putting the payments you'd be making into a savings account or something and then buy it when it comes out.

it's not few people, brats are everywhere, honestly, everywhere

I wrote that first then realized there is wallet that canbe used for such purpose, thencorrected myself but left it so because it's not the same, similar but not same, limits you to spend money on anything else

İlk olarak Supafly tarafından gönderildi:

İlk olarak Start_Running tarafından gönderildi:

Kinda weird . I mean . Is it really thaty hard to wait a couiple months affter release. I mean especially when you consider the launch state of many AAA games over the last 5 or so years...

Bugs at launch are the main reason I wait before buying games nowadays. Been disappointed so many times and having to wait for patches to fix some of the worst bugs is so annoying. Rather have some patience and get the games after being fixed and with the bonus of a cheaper price

Just got FF7 Remake Intergrade and it's been out for some time on PC. Read about performance issues when it came to Steam and waited till today to actually get it, discounted, but only after checking on the forums that it would run well. So annoying having decent hardware and having stutters and major fps drops...

discounts are great way for buying top pick games but newest tiles are immune to than luxury

İlk olarak Start_Running tarafından gönderildi:

I suppose one way to make it work is to have it so that you cannot purchase , or activate any games on steam until you've cleared that amount You will also not have the use of the market YIOu may have no more than one game at a time this way and publishers are free to opt out of the scheme.

i guess opting out is a choice, and i don't see games under and around $20 in this programme, just less affordable full priced newest titles

[Supafly]

İlk olarak ._e_n_g_i_n_e_e_r_. tarafından gönderildi:

discounts are great way for buying top pick games but newest tiles are immune to than luxury

Doesn't change the fact that

1. Buying at release often has a game with bugs that get fixed later on so waiting can provide a better experience than buying at release
2. Waiting may get you a game at a lower price. Most of my games are probably 25-50% off with a few 75% off.
3. You can save money and have it available when games you want are on sale instead of having no money and buying now/pay later. Using finance for bigger purchases is one thing but for small purchases it really shouldn't be needed.
4. No interest or other complications should you not be able to pay on time. I imagine some would buy game, complete it, not pay and then there'd be payment disputes.

[._e_n_g_i_n_e_e_r_.]

İlk olarak Supafly tarafından gönderildi:

İlk olarak ._e_n_g_i_n_e_e_r_. tarafından gönderildi:

discounts are great way for buying top pick games but newest tiles are immune to than luxury

Doesn't change the fact that

1. Buying at release often has a game with bugs that get fixed later on so waiting can provide a better experience than buying at release
2. Waiting may get you a game at a lower price. Most of my games are probably 25-50% off with a few 75% off.
3. You can save money and have it available when games you want are on sale instead of having no money and buying now/pay later. Using finance for bigger purchases is one thing but for small purchases it really shouldn't be needed.
4. No interest or other complications should you not be able to pay on time. I imagine some would buy game, complete it, not pay and then there'd be payment disputes.

the 4 is the top most concern, i mean game copies don't not require physical resources to be built but the companies would still suffer economical loses giving away thousands or millions of copies for free or at the price of the first credit rate (if you have to pay it at the moment you claim the game), because of exploit of such service, the only questionis how to make it not exploitable and what would be the sacrifice every company would need to accept to make it work.
One way is to limit hte account features until paid the monthly rate.
Making fake accounts and issue new cards to be able to buy more games is more than obviously dumb if you are a thief.
But let's just say, you can't spend or buy games until you pay current rate which is overdue, and if you fail until the end of the month your account gets limited or locked until paid. Doesn't sound happy. I mean it's for serious people who respect other people's work.