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Last week I saw a similar question here. If I remember correctly, the funds are immediately available for game purchases etc. The Marketplace, however, got a waiting time. Incredible as it may seem, this waiting time is 1 week.
I wholeheartedly agree with the points you raised; there should be more info regarding this -long-cooldown period. This is all very frustrating...
The worst thing is that they don't even display an easy-to-spot message that says something about waiting times before paying money. Even better is, that I can't find any information about how much waiting time is left.
It's really embarassing for Valve to have such a bad system like this. The customer gets no information at all.
If any Valve employee reads this:
INFORM YOUR CUSTOMERS ABOUT THAT THEIR MONEY GETS LOCKED AFTER ADDING FUNDS TO THEIR STEAM WALLET.
I think Im going to write an email to valve. That's at least something I can do in THE NEXT WHOLE ♥♥♥♥♥♥♥ WEAK FOR ♥♥♥♥♥ SAKE.
Unfortunately, there's nothing you can do to change this. All you can do is wait.
The best part is how this is somehow to prevent fraud. Should my account be compromised, or were I to be a person using a stolen card....there is no measure to stop from gifting hundreds of dollars worth of games to another account. Restricting the market seems completely arbitrary and pointless in terms of fraud. What's the average item price on the market? $1.50?
i have this aswell it feels like i will never to buy a knife for cs go. :(
they have done NOTHING about this issue still
and again, there is no reason for this
paypal should be the one to restrict it if you think about it
so sadly, steam is being ♥♥♥♥♥♥♥♥
next time i will buy what i need from a third party website