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http://forums.steampowered.com/forums/showthread.php?t=3145595
unfortunatly you have to contact support which will take a while to respond
the op here[www.steamgifts.com] got the same error
it might help to try another payment method like paypal or try adding funds to your steamwallet
btw in which country did you create your account because that might be the country your wallet is tied to
Thanks!!!
this worked for me too, awesome tip! ty!!!