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It happens with every payment method.
I filed a support ticket last year and got the response (a snippet):
Your bank may also have online purchasing restrictions in place on your credit card. We suggest that you verify your online purchasing options with your bank to ensure Steampowered Games is added to your list of trusted online merchants.
While I didn't bother to contact my bank, didn't want to wait, I just used PayPal as a work around. Considering that you have just recently and have rapidly been purchasing from Steam, it would probably be worth while to contact your bank to see if they've flagged Steam as suspicious.
I recommend that we all who had this problem, make the request that those deals that we missed be available to us for purchase.
This isn't scary, this is what consumers should be doing, shopping around, looking for deals and alike. Seriously, why are people weighted so heavily to Steam that they will shy away from another store that sells the exact same product that Steam offers yet cheaper and possible with better service?
EDIT: Oh wait, according to the Best Buy website, the local store has that game on sale for $29.99 and with my gift card, I could get it for dirt cheap. So I'm on my way to buy the disc version tomorrow. :)
If using a PC
-Exit Steam, then go to the location that Steam is installed to. By default this is C:\Program Files\Steam directory (this is the default with a Steam installation - if you set a different installation directory, you will need to browse to it).
-Delete all of the files except for:
Steam.exe
And the folder \SteamApps\
Restart your computer and test the issue.
Note: This process will not affect your currently installed games.