Steam Gift Cards and refunds via Paypal

[Rodi Dys'da]

Hey guys, so here is the theoretical scenario:

1) my friend sends me the Steam Gift Card. Important note: he bought it, using Paypal
2) I receive and redeem it
3) in a few days, he opens a dispute in Paypal, Paypal satisfies it and returns him his money
4) Steam removes the funds from my wallet?

Is that even a possible scenario? Probably some of you had this situation? Please share your thoughts. Thanks!

[Amir]

I don't think steam will remove it because you paid for it.

[Brian9824]

Why are you even concerned about this scenario? Its potentially possible, but it would result in a permanent restriction on your friend and the worst case scenario and you aren't penalized for it. If they remove the funds from your wallet you are no worse off then before the funds were sent.

[Aluvard]

Your friend will get Paypal banned from his available list of payment methods + short ban on his account.

[miamew3]

Yes funds will be removed from your wallet. If you already spent them it will put your wallet balance in to the minus.

Your friend's account will have a restriction put on it, meaning that they will never be able to use PayPal as a method of payment again. The only way they could get rid of that restriction would be to have PayPal reverse the charge back to steam (which from my knowledge PayPal are never willing to do).

[Rodi Dys'da]

Originally posted by Brian9824:

but it would result in a permanent restriction on your friend

how do you know that?

[Rodi Dys'da]

Originally posted by miamew3:

Your friend's account will have a restriction put on it, meaning that they will never be able to use PayPal as a method of payment again. The only way they could get rid of that restriction would be to have PayPal reverse the charge back to steam (which from my knowledge PayPal are never willing to do).

how do you know that?

[Rodi Dys'da]

Originally posted by Brian9824:

Why are you even concerned about this scenario?

think of it like I also gave him something in return, but won't be able to refund, unlike him in this case

[miamew3]

Originally posted by Rodi Dys'da:

Originally posted by miamew3:

Your friend's account will have a restriction put on it, meaning that they will never be able to use PayPal as a method of payment again. The only way they could get rid of that restriction would be to have PayPal reverse the charge back to steam (which from my knowledge PayPal are never willing to do).

how do you know that?

Here is info on charge backs
https://help.steampowered.com/en/faqs/view/783F-5E0F-9834-22D2

[Nx Machina]

https://help.steampowered.com/en/faqs/view/783F-5E0F-9834-22D2

How can I remove a chargeback restriction from my account?

To protect our users from additional unknown charges, any accounts and purchases associated with the chargebacks are restricted. The quickest way to remove the restriction on your Steam account is for the owner of the payment method to contact their bank and to reverse the dispute. Once the funds are returned to Steam, the restriction is automatically removed, and the disputed content is restored to your account.

Note: Most banks have a limited timeframe in which chargebacks can be reversed. Please contact your bank for further details.

[Rodi Dys'da]

Originally posted by miamew3:

Originally posted by Rodi Dys'da:

how do you know that?

Here is info on charge backs
https://help.steampowered.com/en/faqs/view/783F-5E0F-9834-22D2

Thanks, but I still have doubts that this article describes this scenario

[Brian9824]

Originally posted by Rodi Dys'da:

Originally posted by miamew3:

Here is info on charge backs
https://help.steampowered.com/en/faqs/view/783F-5E0F-9834-22D2

Thanks, but I still have doubts that this article describes this scenario

I mean again, why are you so concerned about this.....

If your so concerned then don't accept a gift card from your friend, or accept it and wait a few months before using it so it can't be charged back. You won't have your account shut down or anything but if the funds are reversed they take the money back

[Rodi Dys'da]

Originally posted by Nx Machina:

any accounts and purchases associated with the chargebacks are restricted.

that even sounds like my own account would suffer from that chargeback, which doesn't seem right from my perspective.

[Aluvard]

Originally posted by Rodi Dys'da:

Originally posted by miamew3:

Here is info on charge backs
https://help.steampowered.com/en/faqs/view/783F-5E0F-9834-22D2

Thanks, but I still have doubts that this article describes this scenario

It does. Paypal dispute is a chargeback.
If your friend thinks that he found foolproof method to have Steam giftcards without paying any money - no, he didn't. He will learn about it hard way.

[Rodi Dys'da]

Originally posted by Brian9824:

Originally posted by Rodi Dys'da:

Thanks, but I still have doubts that this article describes this scenario

I mean again, why are you so concerned about this.....

If your so concerned then don't accept a gift card from your friend, or accept it and wait a few months before using it so it can't be charged back. You won't have your account shut down or anything but if the funds are reversed they take the money back

I already replied to that dude, probably you missed it.

[Nx Machina]

Originally posted by Rodi Dys'da:

Thanks, but I still have doubts that this article describes this scenario

Originally posted by Rodi Dys'da:

that even sounds like my own account would suffer from that chargeback, which doesn't seem right from my perspective.

The article describes it and yes your account would also be affected because you were sent the gift and why it states (any accounts and purchases associated with the chargebacks are restricted.) Your payment method would not be restricted

Your friend's payment method cannot be used again. Your friend's account is restricted, you have the gift reversed and any purchases made with those wallet funds are revoked.

IF the chargeback is reversed, your friend's payment method can be used again. You however do not get the gift back.

(Once the funds are returned to Steam, the restriction is automatically removed, and the disputed content is restored to your account.)