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https://support.steampowered.com/kb_article.php?ref=1122-RTSC-0478
is it a store/business selling this or is it a random person?
That person could have purchased them using stolen bank card information in which the transaction will be classed as a fraudulent purchase and that Steam wallet card will be revoked.
Or
That person owns the cards used to purchase the wallets but will claim their card lost/stolen and have the charges revoked.
Either way the money is taken from Steam and Valve will then place restrictions on your account until the money is return to their accounts. As you don't own the cards used to make the purchase you can't do this. Valve also won't allow you to use another payment method to transfer the funds. It has to be done by reversing the chargeback on the original purchase.
Bottom line if this happens your account is screwed permanently.