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Not smart at all.
Ensure you run Anti-Malware and secure Steam Account and Email Accounts. Report User.
Anyway, the .srt file is a RAT (Remote Access Tool.)
I'd advice to run an antivirus & an antimalware scan on your computer, preferrably in safe-mode.
For an antimalware -scanner, I'll personally recommend Malwarebytes' Anti-Malware you can get at https://www.malwarebytes.org/mwb-download/
At the same time, the pinned thread's video has a guy who analyzes the file without running it, so you'd think the file does indeed require a manual run before it can actually operate and its simple existence shouldn't be enough.
I do still end up wishing Valve locked trading & -offers with a separate piece of hardware, like a cellphone and some Steam Authenticator -like application with a key that changes every 10-20 seconds. That way even if your computer was infected with a RAT, they wouldn't gain access to something that's not stored on your PC to begin with.
Unfortunately such utopic thoughts fall short for the sake of their inconvenience.
BTW, are CAPTCHAs still required in trading? I haven't traded lately, so I have no idea.
You can actually turn off the email authorization via http://steamcommunity.com/my/edit/settings/
I like how Valve has also input the exclusion of obligation given it's disabled.
You downloaded it?
Scan your PC with https://www.malwarebytes.com/
Why open it at all?
it's not an image, the person is lying to you.
But just delete it before you or windows do something stupid. If it runs, your steam inventory will be emptied.