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You need to wait for the transaction to succeed or fail. Could be a couple of days. You don't need to do anything, but you could try another FOP if you're hot to trot.
This sort of question comes up a lot. And the take away is most users don't understand the first thing about banking transactions, especially when something unexpected happens. And while most of the time all this stuff appears to happen instantaneously from your perspective, it's actually not, especially with legacy banking systems, and users get all antsy when they're exposed to reality.
What's happened is your bank is holding the money. Valve hasn't gotten it yet. When Valve gets it, you can use it. If the transaction fails the bank will return it from their hold into your account.