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What if not? What if it's not going to happen every single time from now on?
With that out of the way, you have to pay attention to the error message itself. There's a previous pending transaction on your account. These things happen! Now, you have to wait til said pending transaction either goes through completely or get canceled (and then the payment companies involved finish back-processing everything).
As of now, all you need is patience. Transactions can be pending from anywhere beween a couple business hours to a couple business days. Wait it out.
As for preventing this from happening ever again, you have to stop buying stuff online. Pending transactions happen. Those. Simply. Happen. That's the reality of any payments except cash. This stuff can simply happen.