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You can send a digital gift card using an external payment method. As long as you have been Steam friends for 3 days.
Yes you can gift someone Steam wallet funds, can only use external payment method to pay for the gift funds. You have to use credit card, bank transfer, or etc. You see your payment options when you get to checkout. Must be friends with the person longer than 3 days.
https://store.steampowered.com/digitalgiftcards/
1. gift my friend with a game
2. buy myself a game
3. buy ingeme skins, etc...
thanks for your feedback!