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Let Steam answer THESE questions. I used THEIR Steam Guard protection. No one ever hacked my Xbox or Playstation account. Someone entered my Steam "Guard" account, bought some crap, I did NOT get an email with a CODE from Steam.
But to get those, you need to have provided them with an active Steamguard code in the first place to let them on the account.
https://www.youtube.com/watch?v=P5y6C-v5-j0
If it happened to me I'd be livid...
Thank you. I'm furious because I lost $200, I followed Steam Guard requirements, I can't blame myself for NOTHING in terms of my PC's security. Now I read that... it's MY FAULT, and Steam won't refund the money?...
I do NOT share them. WHY did I not get an email with the CODE when the thief logged into my account? I MUST provide this code!