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Don't play it until it's approved.
Ignore the refund abuse stuff. That is not pertinent to your situation.
Depending on where you refund the $$$$$ to
Usually if you choose to refund it back to steam wallet, average is 24 hours
If you choose to refund back to your credit card, depending on the bank, it can take 7 days on average
p.s i always choose steam wallet when i request for refund
Please note if want to reuse funds you already spent, the fastest way to get those funds back is by Steam wallet they normally hold it for 24hrs after approval for refund. Banks can take 2 ~ 14 days to process returning funds.