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Or they've never left your account and bank need to process through it.
did OP use a bank like the users in Netherlands to make purchases on Steam?????
if the answer is yes
then all OP need is to wait
since the process is like this
1) OP make purchases on Steam
2) the money left the bank
3) the money is held up at Paypal for some odd reason
4) transaction delayed as a result due to miscommunication between Paypal and Steam
----------------------------------------
all OP needs is to contact Paypal and see if the money from his bank ended up there and then contact Steam Support for help.
Again these funds are pending and will fall off your account in a few days