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I will still own the account but am just giving it to her so that she can pay for the game with her credit card/paypal info
Sharing your account with anyone is grounds for an immediate and permanent account suspension.
Circumventing regional restrictions to buy games is grounds for an account suspension or even account termination.
What your friend could do is creating their own Steam account if they haven't already and then gift the games from their account to yours.
Does Paysafecard exist in Bangladesh?
However, that does not unlimit your account (gifted money and gifted games do not count).
No, it's not allowed to let other people use your account. A digital gift card might work.
Receiving a digital giftcard does not unlimit OP's account.
If you let other people have access to your account they can do whatever they want. So yeah that's a security concern. And if something happens to your account, like the alternate user gets you banned or engages in fraud, your excuses for why you let someone access your account won't save your account from the consequences.
If you have to ask, if you need assurances that doing such an obviously reckless thing is somehow safe, I think you already know it's a bad idea.