If I refund a game, will the money go to my steam account or bank?

[el connor]

I've been considering refunding a game for a different one but im cheap so..

[321321]

引用自 ReBoot：

引用自 FOREVER A LOSER：

All this time I was confused!
When somebody said the word "wallet" I thought that he or she meant a real physical wallet that you keep in your house! Something more like a bag or pursuit!

But in fact he or she meant Steam wallet that is a digital wallet and not a real wallet!

Is that right?

Very likely yes. There's a term for "physical money you can give to a store clerk" and that is "cash" so when someone means to say "physical money you can give to a store clerk", they say "cash". Or "brick-and-mortar-store" which is a rather clear linguistic image.

Valve's store credit system is called "Steam wallet" because it's a wallet, in a way, as in "money's being kept there", but it's on Steam because it's store credit for the store that is Steam first and foremost.

If both my wallet and my bank account are digital then why this is impossible to have my money back to my bank account if it came from my wallet then? Why there is no choice? Why it must get back to my wallet? I still don't get it.

[J4MESOX4D]

引用自 FOREVER A LOSER：

引用自 ReBoot：

Very likely yes. There's a term for "physical money you can give to a store clerk" and that is "cash" so when someone means to say "physical money you can give to a store clerk", they say "cash". Or "brick-and-mortar-store" which is a rather clear linguistic image.

Valve's store credit system is called "Steam wallet" because it's a wallet, in a way, as in "money's being kept there", but it's on Steam because it's store credit for the store that is Steam first and foremost.

If both my wallet and my bank account are digital then why this is impossible to have my money back to my bank account if it came from my wallet then? Why it must get back to my wallet? I still don't get it.

Any portion of the total transaction paid with a bank card can be refunded back to the card. The remainder goes to your wallet. If you bought a game that cost $10 and paid $5 with card and $5 with wallet, you can get $5 back to the card or you can select to have the whole amount back to the wallet.

[321321]

引用自 J4MESOX4D：

引用自 FOREVER A LOSER：

If both my wallet and my bank account are digital then why this is impossible to have my money back to my bank account if it came from my wallet then? Why it must get back to my wallet? I still don't get it.

Any portion of the total transaction paid with a bank card can be refunded back to the card. The remainder goes to your wallet. If you bought a game that cost $10 and paid $5 with card and $5 with wallet, you can get $5 back to the card or you can select to have the whole amount back to the wallet.

This is not answering my question but this is adding me new information that you can take some money from your wallet, take some money from your bank account, add the two amounts and quantities into one amount and quantity and use this to buy or purchase the Steam game, but if I refund then why every shekel that was in the wallet must get back to the wallet, but every shekel that was in my bank account I have a choice if to put it back in my bank account or in my wallet?

[J4MESOX4D]

引用自 FOREVER A LOSER：

引用自 J4MESOX4D：

Any portion of the total transaction paid with a bank card can be refunded back to the card. The remainder goes to your wallet. If you bought a game that cost $10 and paid $5 with card and $5 with wallet, you can get $5 back to the card or you can select to have the whole amount back to the wallet.

This is not answering my question but this is adding me new information that you can take some money from your wallet, take some money from your bank account, add the two amounts and quantities into one amount and quantity and use this to buy or purchase the Steam game, but if I refund then why every shekel that was in the wallet must get back to the wallet, but every shekel that was in my bank account I have a choice if to put it back in my bank account or in my wallet?

You've asked the question I've just answered.

[321321]

引用自 J4MESOX4D：

引用自 FOREVER A LOSER：

This is not answering my question but this is adding me new information that you can take some money from your wallet, take some money from your bank account, add the two amounts and quantities into one amount and quantity and use this to buy or purchase the Steam game, but if I refund then why every shekel that was in the wallet must get back to the wallet, but every shekel that was in my bank account I have a choice if to put it back in my bank account or in my wallet?

You've asked the question I've just answered.

You said that I can use both my wallet and my bank account to buy or purchase a single game but this is not answering me why when I refund I can't choose that all money goes to my bank account and none go to my wallet.

If you did answer this question then please repeat it one more time.

[feytharn]

引用自 FOREVER A LOSER：

引用自 J4MESOX4D：

You've asked the question I've just answered.

You said that I can use both my wallet and my bank account to buy or purchase a single game but this is not answering me why when I refund I can't choose that all money goes to my bank account and none go to my wallet.

If you did answer this question then please repeat it one more time.

引用自 ReBoot：

引用自 FOREVER A LOSER：

Isn't it possible to let it go to my bank account in case I paid with my wallet?

No as that wouldn't be REfunding. That would be money transfers and while money transfers are legally possible (see PayPal, see any bank), many countries of this world make this process legally complicated, among other things due to high potential for abuse (read: money laundry).
Now had you funded your Steam wallet from your bank account, you could REfund that money. But there's no REfunding when you want the money someplace else entirely.

I put an emphasis on "REfunding" because that's the easiest way to think about it: when you REturn, you get back where you were before going away. When you REconnect something, it's been connected before but isn't now. When money is REfunded, it is REturned so it gets back to where it originally was. Basically "RE" means "make things the way they were", not "I get to choose whatever I want what happens now".

Now that you know what he meant with 'wallet', this post from ReBoot should answer the question.

[321321]

Okay I give up

[J4MESOX4D]

引用自 FOREVER A LOSER：

引用自 J4MESOX4D：

You've asked the question I've just answered.

You said that I can use both my wallet and my bank account to buy or purchase a single game but this is not answering me why when I refund I can't choose that all money goes to my bank account and none go to my wallet.

If you did answer this question then please repeat it one more time.

It's already been answered 9 times now. Find an adult to explain it to you.

[321321]

Maybe I will use Morfix and translate this to my language to understand this.

[feytharn]

引用自 FOREVER A LOSER：

Okay I give up

Transferring store credit to your bank account is legally regulated in a way that makes it very hard for a company that isn't a bank or a payment provider to do so. Buying store credits with your bank account is not.

Because of this, Steam CAN refund money as store credit even if you paid from your bank account if you chose to, but they can not refund to you bank account if you paid with store credit.

[J4MESOX4D]

引用自 FOREVER A LOSER：

Maybe I will use Morfix and translate this to my language to understand this.

All you need to understand is that wallet funds cannot be transferred into real money. It really is that simple.

[ReBoot]

引用自 FOREVER A LOSER：

Maybe I will use Morfix and translate this to my language to understand this.

What exactly do you not understand? Is it a word? Is it a grammatical construct? Is it the whole part about "♥♥♥♥ may be legally regulated"? Explaining is possible, but you can help explaining by explaining what you don't understand.

I'm pretty sure you don't understand a concept rather than words. A refund isn't you selling a game, a REfund is a REversal of a transaction. As such, money has to go back whence it came, except store credit is a valid option.