Why does steam hold funds from market transactions if the transaction is final?

[Tajweed]

So, recently my account was hacked. He stole my wallet through market transactions (~13$ + ~25$). When I contacted steam support, they said that the market transaction was final and could not be reversed.

So what's the point of holding funds?

[JPMcMillen]

The point is if someone fills your wallet with funds by dumping your inventory on the marketplace, they won't be able to spend it right away. You'll at least have a chance to secure your account and possibly use those funds to buy back stuff the hijacker sold.

[rawWwRrr]

Pending funds is about protecting the funds, not the items.

[Tajweed]

thanks for the answer

[★ BonkMaykr]

If you lock your account using the link sent to your email then your account becomes basically useless and you can avoid this situation altogether. They also need your mobile auth to remove the confirmation box otherwise they have to deal with delays so really it's just kind of a moot protection anyway.