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They normally would place it under lockdown if it's under investigation and they are checking or recovering stolen items, etc. It's to stop scammers creating alt accounts and trading/selling off the items.
You would have to ask Steam Support. The public doesn't have the full details. They might take quite a while to response, depending where they are at with the checks - specially if backtracing item trades from account to account and linking the relationship between main/alt accounts, scammer friends, etc.
Valve stores your user id and a combination of your IP address and time to stamp on activities, such as even that post you made on the Steam Forums. This is common practice for almost 100% of web services.
If someone else logs into the account, they can tell from that - IP Address changed and different location. If you use a VPN/Proxy, they can tell via the IP Address again.
If the activity is coming from the same computer, it would be the same IP Address at that moment of time. Therefore, don't allow your brother/sister/friend/cousin/pet to use your Steam Account. It's under the Steam TOS (terms of service), not to share the account with others. It's also why they have family sharing options, etc.
Your story is becoming more suspicious by the minute. It actually stinks of fraudulent activity which is probably why your accounts have been locked as Valve will suspend all accounts with the same payment method attached.
The restriction notification will disclose why your account is locked e.g fraudulent chargeback, fraudulent activity etc... so it's best not to skirt around and just wait for Support to respond. They are overloaded with tickets and have to investigate serious matters like these in detail.