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There were too many people trying to profit from market revenue by undercutting Valve through offering real money trading ("You give real $$$ I buy game X with wallet $$$ for you").
Contact support if you can't use a different payment method. They may lift the restriction, but if they refuse to lift the restriction, their say is final.
You have to contact Steam Support.
You can not solve this problem by waiting.
Because of this, your account can no longer make gift purchases with Wallet funds. You are, however, welcome to continue purchasing gifts with other payment methods