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Are you trying to buy the new gift with your wallet funds?
Buying gifts with wallet funds is restricted to prevent commercial activity. Use an external payment method instead.
Have you already tried to use your debit card again?
It is not a ban, but a restriction. This restriction applies to everyone.
I don't think so.
You can try contacting support again and explaining your situation. Maybe you'll be lucky and the restriction will be lifted once, but there's no guarantee.
Total scam
It is messed up
So you used your Steam Wallet to purchase more gifts right after you were told not to?
Unfortunately, the current error message is also very vague. It doesn't tell you about the restriction at all.