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This might be a question for your bank. You either put the card information wrong and the bank declined it, or you put it in right and your bank declined the transaction. And as a distant outside possibility, that there's an issue with the payment processor, but I'd expect more complaints on the forums if that were the case.
which country are you currently staying at?????
OP's Steam Account Profile is created in 2021, so it can't be a new Steam Account at all.
p.s i went to check using Steam ID