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- If NO you don't have enough go add more funding, or pay remaining amount using 2nd payment.
- If YES by chance you somehow misinterpreted what says on the page in front of you, if this is the first time using Steam wallet, or you had not saved name, address and phone to using Steam wallet you're being asked to enter in name, address, and phone number that it, it's not asking you to put in credit card, or PayPal, that why reading important.
i already has 10 usd in my wallet to buy gmod for 9.99 usd
Let do basic math now if tax is 8%
1) 9.99 x 8 = 79.92 move decimal to left by two > 0.7992
2) 9.99 + 0.7992 = 10.7892 round it to nearest penny > $10.79 that your actual price cost, hence you're short $0.79 cents, if tax is 8%.
Do you understand now?
I actually had a issue with my bank card like this once and it got declined. I just brought what I was buying again and it worked. Part of the reason was I had entered the wrong 3 numbers on the back so it kind of messed up the transaction. It's sorted its self out in the end. Just leaving this advice, because it may help as well.