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Answered you here...
https://steamcommunity.com/discussions/forum/9/3790379982485948352/
Is there anything wrong with me doing this with the program and extracting trading cards?
In addition, some games drop all trading cards two hours before reaching the time play.
For example, in this situation, if I sell the trading cards and refund the game, I will make a very good profit, but this is unscrupulous, and I am also afraid that there will be a problem for this abuse.
That being said, if you are simply buying the game and selling the cards, and people happen to be willing to pay more for the cards than the game is worth that is still completely fine. You are supposed to be able to sell the cards and the price is simply determined by what someone is willing to pay for them. Whether you turn a profit or not doesn't matter. In fact Valve gets a cut of whatever you make anyway and the money you get is wallet funds so those go to Valve ultimately as well (unless you are doing something you shouldn't to try and convert wallet funds into actual money).
The take away is DO NOT REFUND the game and you're fine.
So yeah, they'll get angry if you abuse the refund system. But they'll never get angry about people trading stuff through the community market.
I have another question.
My Steam profile playtime increases unbelievably when ten or more games are on farm.
It may even be longer than the total time of two weeks, which is completely unusual and is displayed on my profile.
Does this not cause a problem?