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Dont use wallet funds to buy games on sale.
Use credit card and Pay Pal
View your purchase history
https://store.steampowered.com/account/history/
I had received an email telling me there was an error with my purchase. No info on why
2. View your payment if it a credit card, visit site on your card that it for to get into your account, if it bank account link to a bank transfer view bank transfer, and then your bank to see what going on, ensure neither are blocking, or has blacklisted Steam.
3. Contact Steam support as they can tell you what happen on their end, but if it your bank / credit card company that blocking / blacklisted Steam, then you contact your payment provider to unblock/whitelist Steam.