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As far as your payment method, you need to use one that Steam supports. When you say "it doesn't let [me] add payment method", what does that mean? Do you get an error message? Is your payment method even accepted on Steam?
"We are temporarily unable to process transactions with this payment method at this time. We apologize for the inconvenience."
i believe it is because i lived in russia and acc is in russia region..
thats why i text to support who said me the same thing 3 time and close cases without solution!!
So if you use one of the banks impacted by those, Steam can no longer do business with those.
https://help.steampowered.com/en/faqs/view/2B3F-DAEF-846B-A0E8
He's in the Czech Republic.
but the message is before i input any card data..
i still have store in rubles, and can not change it.. my account is associated with cz phone number..
https://store.steampowered.com/account/
If you go here do you still have a Russian payment method associated with the account? If so, delete it.
thx!!!