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Send your friend a digital gift card.
https://store.steampowered.com/digitalgiftcards/
Please note, you can not transfer what in your Steam wallet to another account, nor can you use it with digital gift funds to send to others, only external payment methods.
Steam physical cards are region restricted, so there good chance it may not work for redeeming NA to EU.
https://store.steampowered.com/digitalgiftcards/
and then buy a $25 gift card through there using my visa card. I hope that works. Do you know if it refundable if it ends up not working?
Also if the person doesn't claim the gift within 30 days, it's automatically refunded back to your visa card. If the person see the message saying error they, and not seeing the funds showing up, tell them to restart client as it might have not updated itself as it should.