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Сообщить о проблеме с переводом
And then there is steam guard. Thats its main purpose.
Which sounds like you save them in an unencrypted text file if you're printing them out. On top of that if your argument is people should just learn to remember their passwords it does beg the question why you feel the need to write them down and print them out. It sounds like a contradiction there.
I mean if your system works fine for you that's great. I'm not sure anyone is going to believe that you think saving your passwords in an unencrypted text file is a good idea, but you really can't understand why someone would want to store that data in a password protected, encrypted, searchable database. It kinda just ends up sounding like you like the system you have and are willing to engage in whatever confirmation bias that leads you to the conclusion it's the best, good enough, or anything more is unnecessary overkill.
I mean I can't say for sure, but it does seem like however you want to describe your beliefs on the subject they're genuine because you seemed very comfortable to dismiss putting passwords in a password manager on the one hand. But do something similar, albeit less secure on the other.
Regardless I'm going to say that anything that has you avoid some of the worst things users do with passwords is good. There's definitely nothing wrong with using a password manager to mitigate some well known human flaws, like memory. And adds another layer of security to something that arguably you do want to keep secure.
but adds the before mentioned benefits.