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Steam Subscriber Agreement
https://store.steampowered.com/digitalgiftcards/selectgiftcard
No. Please do not risk your account just for that.
Do that^ instead.
Digital gift cards are the answer.
If just using a VPN to get around regional pricing was a solution they'd just do away with regional pricing in the first place. And everyone would just buy games from the cheapest region... clearly that would be a problem.
Sometimes when it takes you ten seconds to think of a workaround, someone else already thought of it in five seconds fifteen years ago...
Sharing your credit card is a fast way to get all involved accounts suspended.