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https://store.steampowered.com/digitalgiftcards
If you're talking about wallet gift card that has code, there no time limit on that as codes do not have expiration date. Please note there been changes, as the Steam wallet cards are regional restricted.
https://store.steampowered.com/account/redeemwalletcode
https://support.steampowered.com/kb_article.php?ref=1122-RTSC-0478
There is a guide you can look up call Steam gift custom funds, this requires using a browser, and edit the amount you want to send exactly, and it will charge that exact amount you set. The guide very simple to follow, so instead of doing two transactions you can do one transaction.
https://www.howtogeek.com/331114/how-to-send-a-steam-digital-gift-card-in-any-amount/
-edit-
The verification process relates to Steam market place if plan to use Steam market place at any point.
https://support.steampowered.com/kb_article.php?ref=4530-wroa-3278