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Αναφορά προβλήματος μετάφρασης
Billing address is where you tell them where to send mail to you, banks, credit card, getting a job, signing up to a service like internet provider, or etc all ask you where the heck do they contact you at for mail, and obviously you want to use your home address for personal stuff as why the heck would you use anywhere else besides your home, unless you don't have one, then you be looking to provide them a P.O.Box which means you're renting a private post office box to collect your mail at, as that what it means.
Also no, Valve/Steam are not going to mail you anything, unless you're buying physical hardware from Steam to mail to you, beyond that providing address for using Steam wallet they will not send you a letter, so don't worry about it, this was added back in January of 2020 due to new tax laws.
Since January for the store... https://support.steampowered.com/kb_article.php?ref=6112-TDHB-4392
The Market now requires it too, since the beginning of May.
The info is only for you and Valve to know.
FYI... I had to personally ask a Valve employee on his social media account to request the KB article for billing info back in Jan because they "forgot" to make one. I did ask again about updating it for the Market a couple weeks ago. Still no response.
You can use your home address, or if you do not have a home, you can rent an address such as Post Office box to collect your mail, or if have a friend, or family that willing to allow you to use their address to get your mail at, then no it not fruad. FYI you can change address whenever there no law saying you can't change your address, or where you want to get your mail at.
Read your notifications. I gave you the link.