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Please note that when using new payments on the account there's a three days verification, which they pull $1 from your card, and returns that $1 back to your card. So if you plan to use funds with market place to buy skins, then this would be why you can't use the Steam market place.
If you got any other questions, just ask.
If you're being deny of using the virtual credit card, on Steam, don't spam retrying on Steam as that will lock your account from buying anything until you contact support, so I suggest double check everything such as card number, CVV, and address all matching, as well it would ask a phone number from you I believe. If still having problems using it with Steam, then consider using it for 3rd party retails, such as humble bundle, fanatical, green man gaming, or etc, can use site called isthereanydeal.com as it's a tool site to compare 3rd party resellers sites to find the best price for the games you seek for Steam keys.
thats all. Thanks.
Why not just try it? It'll either be accepted or declined.