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Did you do a charge back by chance?
https://www.youtube.com/watch?v=Abxe1zpZyho
https://support.steampowered.com/kb_article.php?ref=6687-HJVM-8966
If you mean you cannot buy ANYTHING on steam, not just on the market, then yeah you should look into WHY your account is banned from that. If it's been a year, that payment method is never going to be used again for that account. You would have had a 30 day or so window to fix the problem, after that time it became permanent.
I don't think so, I think I'm lost, it will suck to try to contact support, I'll just stop buying right here, thank you very much
Contact them and figure it out.
Oh wow... multiple game bans... yeah nevermind.
A) Chargeback, which restrict your account from buying anything anymore.
B) You did something to violates steam services to get your account restricted, such as caught sharing, renting out, or was trying to sell your Steam account.
C) You're not the owner of the account, and trying to buy something with the locked account.
If this is about Steam market buy, and selling on Steam market please read here. Please read the whole message, don't read parts of it.
https://support.steampowered.com/kb_article.php?ref=6088-udxm-7214#eligibleparticipants
If this is account issue, contact support.
That suggests to me either you don't want to make effort to check what the issue as why you have this problem, or you knew what you did what cause you the issue.