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Your BDO is debit, but you fail to realize you have a Visa attach to your account, which Visa is a credit card.
Master card, Visa, American Express, or etc credit card companines are a credit card, that should be a hint alone right there.
You have a debit credit card to put it right terms. Your card can be used as a debit card for devices you side your card into, or as a credit card, but for buying things online, it's only possible with your credit card side, if not going to link bank debit to other bank transfer such as Paypal, or etc, hence your visa as the credit card that on your account / card. Do you understand now?
Also as rawWwRrr explain above, please contact your provider why they're blocking Steam, and if they are, ask them to not block Steam, and ask how long it will take before you can use it with Steam, you may be ask bunch of questions by your provider to verify your identity, just like all services do such as banks, or credit cards compaines.