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What Security error did you get?
- If your card not authorized to use online, that be why.
- If you need Visa / Master card to be link to your debit card, that be why you can't use it online.
As already said, you don't enter your security code ever online.
I buy all my games on Steam through Paypal
https://www.paypal.com/us/webapps/mpp/how-paypal-works/how-to-setup-account