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Your debit card will have to be verified, so two small charges will be sent to it - they are on HOLD, they will never be 'used' by Valve or steam, they're to confirm that the account is yours and is available for use. This hold will take a few days to clear.
Was there any money in your card to 'vanish' completely? Because the amounts don't usually add up to more than like 3 dollars or so. If you had less than that on the card, you shouldn't have added it to steam or anywhere, before putting much more cash into it.