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if there is an issue they will not immediately terminate the account.. they will either just remove the game from your library, or contact you through a big RED notification on your Steam Client asking you to reauthorize the payment..
issues on processing happen from time to time, and it also some times takes awhile for some transactions to show on your bank statement.. if there is a dispute, they will contact you and give you a way to make it right
Also, its the Holiday season.. don't expect to hear back from support this time of year for a day or two at least
And you were likely misunderstanding what people claimed.. they didn't get banned for an error in processing, they get banned for some form of chargeback or bank refusal (which if you made a purchase afterwards that worked likely isn't the case here) that they were either unwilling (because "I didn't want the game") or unable (because it wasn't their card they used) to reverse..
be very careful on what you provide him or click on whatever he sends you.. a person responding with "add me" when a person has an issue and is asking for help is an attempt at sacmming or phishing 9/10.. if someone wants to help you, they can do it within this topic
He didn't accept my request anyway so it was probably nothing.
if you can play the game that means Steam has confirmation they are getting the money, otherwise the purchase would be shown as "pending" (in which case you wouldn't have been able to purchase anything after), or "failed" (in which case you wouldn't have access to the game)..
this is actually rather normal for online credit transactions, don't stress over it.. check back in a week, you will more than likely see it on your banking then..
https://www.quora.com/Why-does-it-take-a-few-days-for-a-purchase-to-show-up-in-my-credit-card-statement-whereas-a-debit-card-purchase-shows-up-instantly