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All that i can think that in the case of your Credit Card working and not working in various locations, Valve, I assume has blocked it from their end possibly due to the source of funds changing over the course which i doubt, or they assume it as a fraud, which is unexplainable but it has happened.
So, the only offer i can suggest is to query Valve Support with a ticket and ask them if they have placed your card in lockdown and get them to remove the restriction, if there is.
I hope this helps.
If you're still getting declined by your credit card company, I highly recommend contacting your credit card company for what the issue even about.
But yes, Paypal could be a alternate solution though the OP should contact Support anyway, to clear issues that may occur later down the long run.
If this about entering your payment details, ensure you enter it correctly matching what you have provided to your payment method you're using.
Another way is using bank transfer such as PayPal, or etc, that you can link your payment method to, and use that on Steam if that is available choice for payment method.
First I tried to contact the bank and they told me they approved the transaction. Also, the bank did not blacklisted Steam. It's a trusted site and I can purchase with no restrictions.
Just to be sure, I made purchases on both Battlenet and Uplay and it worked. No problem with other platforms, just Steam
I submitted a ticket on steam but they having been able to help me yet.
This problems occurs to me recently. I never had this BS before