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i wish u get the money dude :-)
Meaning, $0,03 USD Steam Wallet + $30,21 USD VISA.
Refund to VISA would then split it similarly.
If you payed with Steam Wallet and credit card and choose credit card as refund target then the money you used from your wallet will go back to your wallet.
Only the amount of money you used from your credit card will go back to it.
Otherwise this would be an easy way to get Steam Wallet money off Steam, something that is not possible.