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Anyway, contact Steam support immediately and report that you have charges on your account that you did not make. Let them have a look at it.
Make sure your computer is safe so this doesn't happen again right after.
Scan your rig for malware, deauthorize all devices, change your password on a clean and secure device, and generate new backup codes.
Your account wallet is both useful and convenient if you have a large wishlist and are keeping an eye on discounts, or if you keep checking the trading cards market for missing collectibles. Problem is only if you're not careful how you handle your account's security.
1. Scan for malware https://www.malwarebytes.com/
2. Deauthorize all other devices https://store.steampowered.com/twofactor/manage
3. Change passwords from a clean computer
4. Generate new backup codes for your Mobile App https://store.steampowered.com/twofactor/manage
5. Revoke the API key https://steamcommunity.com/dev/apikey
Also make sure you report the recipient of the fraudulently purchased item.
How do I report the recipient? I have not had to do this before.
Report them on their profile.