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Years ago I refunded a new indie game because it had a game-breaking bug. I was the second person to ever encounter it and I am not sure if it had been mentioned on the game's forum before I did. I'm not ashamed of refunding that.
Don't take this as a personal attack, but from what I have seen on these forums, people who claim that users 'hide' behind private profiles tend to be bullies, and the more a person judges others by their profiles, the less competent they seem to be at judging anyone on any criteria.
It's years now since Valve stopped actually perma locking such accounts. I do believe the message still hints at perma locks, that should be altered.
Needless to say, he was pissed for the next month.
Account Suspension
In rare cases, accounts are suspended in order to ensure they can't be accessed. This may be done because the account has been used for illegal activity, or to prevent the account's use until it can be restored to its owner in cases where a lock might not suffice.
Before Steam's current Account Deletion option was introduced, accounts could be Terminated on request which among other things, suspended the account.
from here
https://help.steampowered.com/en/faqs/view/4F62-35F9-F395-5C23
----------------------------------------------------
there is a huge difference between "account lock" and "account suspension".
what OP is doing will cause his Steam Account to get "account suspension".
It will trigger an account lock (restricted abilities), not a suspension (no access to the account).
https://help.steampowered.com/en/faqs/view/783F-5E0F-9834-22D2#2
steam refund policy sucks ass
In my case, I purchased the first expansion soon after starting a game as it looked promising and everyone in their forums suggested to buy the first 2 expansions, which is sold at $30
When I was nearing completion of the main campaign, before actually hitting the expansions, I thought this is a good game, I should buy all expansions which costs $100.
I went ahead only to realize that Steam showed me I did of course have the first 2 expansions purchased already, it was in my library yet, I was going to be charged again $30 for it.
When I asked Steam if I could buy the full $100 pack but have them refund my already included bundle, I got the standard answer, your game play time is over 2 hrs.
That's not the point. Developers are determining the bundle content but Steam is not protecting their users from double-dipping bundles.
I said I can go ahead and buy the package and provide proof before they refund. Still, no!
As OP said, one time I needed them to protect user from developer's bad bundling, Steam came short. There are many great US companies that bend over backwards to help their customers
I am really disappointed that this platform, and Steam is not one of them.