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It adds nothing for you maybe. But you're not the only party on Steam with interests and concerns. Your ability to discount everyone but yourself might not be the big brain argument you think it is.
Lots of people actually asked for it because they were tired of making a big sale and then having all their proceeds revoked, sometimes months down the line. In some instances, they wouldn't even get their original item back either as per the rollback.
It's an anti-fraud measure.
Why do you think Valve arbitrarily added a useless feature to annoy and inconvenience you? I mean that doesn't make much sense, so maybe it's not as useless and arbitrary as you want to assume.
Granted you've already made your assumptions, invested into them and have doubled down on them. It would be a tall order for you to actually step back and scrutinize your position and change your mind.
And certainly for people who fund their accounts primarily through the market and are desperate for these pennies and dollars of wallet funds I understand anything that impedes that however slightly is never going to be something for you to cheer about. Ultimately, if you don't like it, bust out your big boy money, no one is forcing you to use the market. And if that's not an option, you should remember this phrase, "beggars can't be choosers".