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fraud protection is not scummy, they are trying to protect themselves and their users when possible.
you being unable to wait for the transaction to clear is not a steam issue, its a YOU issue.
youre right, GOG is better, thank you
Well likely a majority of users want the market to keep existing, and taking it down would piss of a lot of users. But.... doing nothing to mitigate users careless or reckless behaviors that lead to account hijacks and such also raises complaints. Valve ain't gonna get points for doing nothing either.
And no matter what you do to try and balance security and utility, you can't please everyone. Person A things it's too much security and inconvenience, person B wants Valve to add a dozen more layers of security and hoops, person C might always thing whatever the current implementation is fine, and so on. And no one wants the other group or Valve doing anything to go against their ideas of the best course of action.
What's your proof that's some maliciously greed driven scheme?
How would pending balances bring them more money from the market?
The part that they remove wallet founds with every market transaction is bringing them more money from that, as people need to put money in the wallet if they want to buy their vanity stuff.
Because if someone uses a stolen bank/credit card, then if Steam doesn't do any checks, then Steam is in trouble.
They say that this prevents scammers but when you get scammed they never turn back anything, once something is traded or sold it's over, so they are pretty much being annoying for their own profit as they always have done.
Just another day on Steam Discussions.