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I have many years of experience in customer service jobs. I was always taught that every problem requires personalized attention to detail and customized solutions. It's kind of like working on a car. You can't solve every problem just by doing a lube, oil, and filter change. You might have to take the extra time and effort to diagnose the problem before you can fix it. It's more time consuming, more stressful, and maybe less efficient, but it's the right thing to do.
You allowed your PC and account to be accessed. You are responsible for any purchases made during that time.
You can hand your sister $100 in cash and ask her to remove the charge backs, or you can deal with the consequences and go without being able to make purchases for now.
If the games were eligible for a refund, then Steam could have cancelled the entire thing, but they were not.
Steam is not responsible for analyzing the situations; YOU WERE RESPONSIBLE for not letting anyone else access your account, EVER.
So you are trying to get a refund after all
For "only" 100 [currency] I'd say be glad you did not get outright banned
You can only walk away from this really
If you don't dispute the chargeback, there's already money lost for Steam on those chargebacks since they have to pay for processing, you are not getting 100 bucks out of thin air no matter how hard you try.
1) go back to the mother
2) tell them to reverse the charge back
Valve is not going to magically just 'make everything ok' because you made up some bizarre sob story. They don't have to. They're not under any obligation to believe you in any way. Steam did analyze the situation and saw that these purchases, made under your account, were done so without the account being hijacked.
Steam isn't obligated to 'fix' your problem. They gave you the correct answer. Reverse the chargeback. If yuou don't then what they told you is the consequences.
You not liking the correct answer does not mean they did "not analyze the situation". Them giving you a template answer is absolutely fine because your situation deserves the template answer. Everyone 'thinks' their situation deserves a personally signed letter from Gabe via owl or something. It doesn't.
You keep saying 'it was a mistake on our part' but then keep blaming steam because you know, they told you exactly what to do but you refuse to do it. You not liking the answer does not mean you didn't get an answer, or that said answer was incorrect. It seems like literally no one wants to own up to this fiasco except the kid.
But you don't have a 'custom problem', your problem is 'I did a charge back against valve and they restricted my account'. Valve probably deals with that a hundred times a week or more and the solution is the same every time.
Also for what it's worth, I don't see how you have standing to 'dispute the chargeback'. Her bank isn't going to talk to you and valve isn't going to start a slap fight with her bank either. They've already done their bit which is restricting your account.
And your response is a suggestion to further increase the automation of an already automated system????
Logic truly is rare these days.