Faster funds adding to a wallet after selling item on marketplace

[RIVET]

I'm so tired that after like EVERY sold item i must wait for TWO DAYS just to use my money on steam games. This is ridiculus, cause sometimes i need this money right now because some games have nice discounts and i just can't buy them in right time, just because new system thinks this is great idea to cook my money for two days.

Can Valve, somehow, disable this function or give an option to make transition of money from holding to wallet instant or just more faster?

[Mr. Smiles]

There is no way to speed up the hold, it is there for security reasons.

Blame the scammers, they are the reason it was implemented.

[RIVET]

I still don't understand why scammers are the reason why i can't use my money. I'm using the steam guard, i have full control on my email, phone, steam guard. Steam always sends me notifications about selling items and i must check all the items with mobile steam, and press button to notify steam that I'm sellig it! Why not add this kind of notification for steam wallet?

[nullable]

Well you're not the only user on Steam, other users do seem to get their accounts compromised on the regular, and Valve, like it or not probably wants to impede various types of fraud. So while you may find it inconvenient, your inconvenience doesn't negate the needs of everyone else, including Valve.

Transactions used to be instant, and now they may be held, that was a deliberate decision by Valve. If Valve wants to change it they will, and if they don't they won't. You're free to your opinions, but Valve is free to manage their system. And no one is forcing you to use it.

[HikariLight]

Originally posted by RIVET:

I still don't understand why scammers are the reason why i can't use my money. I'm using the steam guard, i have full control on my email, phone, steam guard. Steam always sends me notifications about selling items and i must check all the items with mobile steam, and press button to notify steam that I'm sellig it! Why not add this kind of notification for steam wallet?

It's not actually your money, its store credit for exclusive use on Steam.
All it takes is one mistake and some scammer could have access to someones account, so security measures are put in place to slow down or stop the scammers.

[J4MESOX4D]

Originally posted by RIVET:

i must wait for TWO DAYS just to use my money

It's not your money until it clears and even then it's store credit.

Originally posted by RIVET:

I still don't understand why scammers are the reason why i can't use my money. I'm using the steam guard, i have full control on my email, phone, steam guard

Who cares that you are using Steam Guard and have control of your email, phone and Steam? That bears absolutely no relevance to someone else buying your item. The whole point of the hold is to ensure that the funds by the purchaser are clean. How would you feel if someone bought one of your items for $500 with a stolen credit card and then Valve revoked the purchase along with anything you bought with the proceeds? This way when the money clears you know it's safe whereby no future rollbacks can occur and Valve also don't have to pay out of their own pockets any deficits from fraudulent transactions.

Not a hard situation to fathom and it's clearly explained in the emails you receive when it comes into effect.

[RIVET]

Originally posted by J4MESOX4D:

Originally posted by RIVET:

i must wait for TWO DAYS just to use my money

It's not your money until it clears and even then it's store credit.

Originally posted by RIVET:

I still don't understand why scammers are the reason why i can't use my money. I'm using the steam guard, i have full control on my email, phone, steam guard

Who cares that you are using Steam Guard and have control of your email, phone and Steam? That bears absolutely no relevance to someone else buying your item. The whole point of the hold is to ensure that the funds by the purchaser are clean. How would you feel if someone bought one of your items for $500 with a stolen credit card and then Valve revoked the purchase along with anything you bought with the proceeds? This way when the money clears you know it's safe whereby no future rollbacks can occur and Valve also don't have to pay out of their own pockets any deficits from fraudulent transactions.

Not a hard situation to fathom and it's clearly explained in the emails you receive when it comes into effect.

Steam doesn't give you an option to pay for marketplace items directly with card. To pay you must add funds to your wallet. And this is where Valve need to check. Because buyer already using steam funds, not credit card funds. Stolen funds must not be added to steam. I mean Valve totally seeing problem in a different part of system, not where it really are.

[J4MESOX4D]

Originally posted by RIVET:

Originally posted by J4MESOX4D:

It's not your money until it clears and even then it's store credit.

Who cares that you are using Steam Guard and have control of your email, phone and Steam? That bears absolutely no relevance to someone else buying your item. The whole point of the hold is to ensure that the funds by the purchaser are clean. How would you feel if someone bought one of your items for $500 with a stolen credit card and then Valve revoked the purchase along with anything you bought with the proceeds? This way when the money clears you know it's safe whereby no future rollbacks can occur and Valve also don't have to pay out of their own pockets any deficits from fraudulent transactions.

Not a hard situation to fathom and it's clearly explained in the emails you receive when it comes into effect.

Steam doesn't give you an option to pay for marketplace items directly with card. To pay you must add funds to your wallet. And this is where Valve need to check. Because buyer already using steam funds, not credit card funds. Stolen funds must not be added to steam. I mean Valve totally seeing problem in a different part of system, not where it really are.

Yes I know. The person adds a fraudulently obtained credit card to Steam and then proceeds to add funds and then uses those to make the purchase. That's why I said right above that it's store credit.

A fraudster can easily verify a card in the first instance and those funds are contained within Valve's holdings. Market purchases are to users and are subject to their own restrictions which can be used to determine if something is awry. Valve cannot 'check' effectively the validity of an initial injection if the person (scammer) has the correct details and card at hand so it's how the card is used which is essential.