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you a disposable debit card on their name is not a difficult thing to do.
And tbh those currencies are still in deep trouble, hoping they might recover something in next decade, but if not yeah I can only fear the worse happening unless they default on their currency, and accept another as their new system.
But it isn't. The reason why this happend isn't region hopping. Region hopping is related to this whole debacle, but that's not the reason.
Sure you could probably get scammed once or twice but you'll save hundreds if not thousands in the long run if you've been doing it for a while. YOU might not bother with it but some people sure do.
stop blaming everything on valve and start look at your own country
Since region hoppers aren't the reason, no need to be upset about that not getting (fully) solved.
10$ is about 800 rupees and is not a lot of money to me.
Until you know the economic stat of those countries don't speak nonsense