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You mean this thread? https://steamcommunity.com/discussions/forum/0/3937895062999375139/
Pretty sure this is not the same person or issue.
OP's issue is something that has been going on for about week with Visa cards in India.
https://steamcommunity.com/discussions/forum/0/3877095833474154964/
That user was blocked from purchasing game gifts using wallet funds.
Definitely not the same issue at all.
Now did you talk to the fruad department of your visa company as they would have access to higher level to ensure chargeback wasn't issued as they can see all possible transactions even ones hidden from the consumer because hasn't finished pending, and such.
Another is did Steam support reply to you, as only steam support can look on their end.
Gotcha, my mistake then. Sorry about that OP
NO No its not me