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Also, you can buy a VISA gift card and then load it onto Steam.
Most are online physical cards...
https://www.bestbuy.com/site/valve-steam-wallet-20-gift-card/6576811.p?skuId=6576811
CoinStar also has digital print outs for them.
Faffing around finding shops is a pain
Not to mention that steam has been having record breaking profits for last few years so they are having no issues staying "afloat".
If they actually needed them it wouldn't be hard to make a deal with a different store to carry them anyways
This statement is just flat out wrong.
I already have my card details on my Steam account and can add money or buy whatever game I want at any given time.
Something a gift card can't possible do in the same amount of time.
So no Steam will have no issues if Gamestop goes under. Steam is btw actively making Gamestop going under by just existing.