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It changes only if you explicitly change it to a new one, which means it will ask you a new payment source from this new country. In the case of cheaper regions (specially CIS countries) you may be affected by a region lock and you will be able to play it in a different region only after 90 days. Also, if I recall correctly, Steam locks you to the new country for at least few months, so you cant just change back and forwards. Give a look here: https://help.steampowered.com/en/faqs/view/58D3-B80D-2943-3CC6
I travel very often, and resided in different countries and never ever had any issues to access my library or buy games when traveling. However I use ONLY the payment of the country I'm currently living, and change only when I'm settled in the other one. If you are staying for a short period, as in for a trip, do not change it.
Do you have any experiences with changing the region or using a card native to the country you're visiting or no?
As i explained, due to me having a turkish card it would change the region however I dont want to face account restrictions if I then return to my normal country and they get confused why ive got a turkish account while being somewhere else
And:
But it is about the reduced pricing and cheaper games.
Both times I said I’m not going to turkey just to abuse the game price restrictions
if steam fells you are trying to abuse and/or bypass region restrictions/pricing, they can lock the account.
Changing your country region is not hard. Click on the tab right on top-right of the steam window (the one which shows your avatar and name), and click on "Store Preferences".
Then, go to "Account Details" tab and click in "Update Store Country".
It swill switch your account store, and if you want to buy something you have to provide a new payment method., which can be for instance, your card.
Notice that it says right on top "If you MOVED to a different country you may able to update your Steam Wallet and how you view the Steam Store". You are supposed to update the country only if you move to it and become a resident, not for non-permanent travels . Note that what you add to the wallet in that country will be locked for purchases on that country too. For instance, if you wallet is in USD, and you change to a EU country, the dollars will be not usable in the EU shop. The same will apply if you use a card to add this to your wallet. Keep this in mind.
As I said, no I never had any kind of issues and restrictions applied on me, besides the usual ones (for instance in Germany, some games are not available there... specially those 18+ adult ones) . And it never blocked me to play games that are not available there either, that I bought when I was living somewhere else (for instance, uncensored Left4Dead, Unreal Tournament, etc). But there's an important detail: I used for payment only credit cards, which require you to have a bank account in the country, and proof of residence. I must say that I travelled to very far away countries and neighbouring ones, and Steam never "got confused". What it does is log you off automatically (if you were logged-in in your laptop, for instance) and trigger all safe-guards (Steam Guard, etc), in order to make sure it's you who is accessing your account from another country.
Also, please check if Turkey dont have regional restrictions, because if so, as I mentioned before, the game can be locked to be played only there until a period of 90 days pass. As far I know, this is done exactly to prevent people buying games in cheap regions and then travelling back. I'm pretty sure it would happen to me if I decided to buy games in Poland, which are in Polish Zloty... and I can just drive there in a couple of hours, if I wanted to.
My opinion still is: don't do that unless you are really moving to Turkey.
As I own a Turkish card, when I enter the details and the billing address it would try to make me switch my region to turkey. That’s where I get anxious because I don’t want consequences.
My account being Turkish for 3 months isn’t an issue. I just don’t want my account locked over this