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one code is not going to be much use, steam requires multiple pieces of information for an account recovery to work, and they are very strict on what they want.
the code will either work or it wont work. physical cards are now currency locked, so there is a chance the card is completely useless to you.
if the card was bought with stolen payment information or a chargeback was issued, the worst that happens is you wallet funds go into a negative balance till you add enough to bring it to 0 or positive funds. what ever you bought being revoked from the account. steam just takes back the funds from the account.
they cant get your account banned unless this is something that your account has a running history of being involved in.