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Don't use your mom's credit card.
https://support.steampowered.com/kb_article.php?ref=6687-HJVM-8966
They gave you 2-3 weeks to reverse the chargeback, you didn't, and so they banned you from making any further purchases to prevent you from doing that to them again.
Anyways, the way to resolve this is mum needs to contact the bank issuing the credit card and ask for the chargeback to be reversed. Otherwise your account will be locked forever.
Apparently they are well past the window to do so.
Considering he said this:
It sounds like the mum didn't knew it. So the purchase was also fraudulent to begin with.